IMPORTANT INFORMATION

OPEN ENROLLMENT ENDS ON JANUARY 15TH!! –  This means that after this date, you can no longer change your Health Coverage Plan.

WHAT TO DO –  Know your Health Plan!   When I enrolled you, I sent everyone a copy of their Health Plan.  I also sent a long email with much information.  Knowledge is power!

*** If you did not receive an email from me, that means I have your wrong email address on file or I do not have an email, plesae send me your email, for communication purposes***

Here are a few complaints some of my customers had, because they did not review their Health Plan:

     (click on the + sign to open the response)
My Doctor does not take that insurance

Call your Doctor’s office to make sure they take your current insurance.   Take note of the name of the Health Plan.  Some Doctors may not take specific health plans from that Insurance but they will take others.

If you are not sure, text me the list of your medications and I will look it up for you.

I sent you an email with the Summary of Benefits for your Health Plan.

Take the time to read it and find out whether you have a Deductible.

If you cannot afford the premium, let me know right away and we will switch you to a lower cost premium or you may even qualify for a Zero premium.

Having any insurance coverage is better than not having it.

Every Insurance Health Plan has a network of doctors, pharmacies, urgent care clinics, hospitals, etc.

You can go the carrier website and find that information.

You can also contact me.

This goes with knowing which Doctor, hospital, clinics, pharmacies are in the Network.

Access that information by going to their website or give me a call.

Silver Plans have low copays and annual maximum of medical cost, but they mostly have a Monthly Premium.

Bronze Plans are cheap with most of them with a Zero Monthly Premium.  However, if you get sick, hospitalized or prescriped an expensive medication – it can be costly for you.

Bronze plans are designed for healthy people with low annual medical expenses.

Besides calling me and make an appointment.  All this information is at your fingertips.

All you have to do is – go to your insurance website and create a member account.

You can access all information regarding network, doctors, pharmacies, medications, etc.

In addition, you will also have access to special rewards (monetary) granted to those that join the Rewards programs.

Click on the link below to access the Carrier Information page to sign up for an online member account

https://forbeswebsite.com/carries-info

If you need to make any changes contact me before Jan 15th!

Click on the link to my calendar and make an appointment:   https://calendly.com/brianforbes/new-meeting

Communication is KEY!!!  The quickest way to contact all my customers is by text.  That is why it is important that you add all of my contact information in your phone.  I will only text you when it is important information that you need.

Brian Forbes Jr
Toll Free: (877) 586-0080
Text To: (727) 472-4999